Until today I have only had to deal with a few credit cards over the past 25 years where the number was somehow skimmed and attempts at purchases were made but denied by the credit card company before anything was even bought. The result was nothing more than an annoyance....cancellation of the card and re-issuance of a new card with the ensuing domino effect of pain that happens as a result of that (with respect to automated payments etc.).
Today I got something new. My work HR department called me to let me know that back in April someone filed for unemployment benefits using my SSN. Since I keep both of our credit reports frozen solid, I'm not worried about any new fraudulent accounts or anything. I will of course check my credit report but it should not be a problem. But now I have to research this and make sure I will not get gigged with some type of tax bill next year and also see if I can find out the name of the person who tried to make the claim. In MI, you can apply for and collect unemployment for 6 weeks without even showing up with an ID. Complete stupidity but for the convenience of those who frequently get laid off.
Anyone here have to deal with anything identity theft related?
It really sucks that so many institutions have our personal information but there's no way to know if they are responsibly handling it!
Today I got something new. My work HR department called me to let me know that back in April someone filed for unemployment benefits using my SSN. Since I keep both of our credit reports frozen solid, I'm not worried about any new fraudulent accounts or anything. I will of course check my credit report but it should not be a problem. But now I have to research this and make sure I will not get gigged with some type of tax bill next year and also see if I can find out the name of the person who tried to make the claim. In MI, you can apply for and collect unemployment for 6 weeks without even showing up with an ID. Complete stupidity but for the convenience of those who frequently get laid off.
Anyone here have to deal with anything identity theft related?
It really sucks that so many institutions have our personal information but there's no way to know if they are responsibly handling it!