sedrosken
Florida Man
I'll be 24 in July, and I just signed a lease to rent a room closer to where I work. Not a house, or an apartment -- a room. Property values are getting that ridiculous down here, I found the best deal I could ($850/mo including utilities, others are ~700-800mo with separate utilities) and took it. I'm thinking right now I might bounce around renting rooms until I have enough to put down on a house, and have my car paid off -- hopefully the bubble bursts by then -- and then once I'm not specifically saving for a goal, I can start kicking stuff in the retirement account. I don't even want anything extravagant, I'd take a trailer on a pad as long as it was verifiably mine. I guess what I want more than anything is just stability.
Really the smart thing to do for a car would have been to find an older Toyota than I ended up with and saved until I could afford it outright. But at least I didn't get shafted too badly -- for a car of its age, mine is in really good shape, and my monthly payment isn't that bad, though I am on the hook for 5 more years -- the term was 66mo. And, of course, the prices are even worse now. I could probably sell my car and make money off the deal.
My cousin and I were going to go in on a 2br apt. together but he bailed wanting a "better deal" when we were already getting a break on rent compared to other 2brs in the area. Better that I found that out when I did than 4-5 months into the lease and he just disappears. I grew up on SSI disability so I like to think I know the value of a dollar better than most my age but the cost of living down here compared to back home is just so much higher it's like after all the calculations I actually make less now than I did then, right now I absolutely cannot afford to live alone, whatsoever.
And is it just me or do we have another financial crisis brewing, too? Awful lot of "bubbles" popping up.
Really the smart thing to do for a car would have been to find an older Toyota than I ended up with and saved until I could afford it outright. But at least I didn't get shafted too badly -- for a car of its age, mine is in really good shape, and my monthly payment isn't that bad, though I am on the hook for 5 more years -- the term was 66mo. And, of course, the prices are even worse now. I could probably sell my car and make money off the deal.
My cousin and I were going to go in on a 2br apt. together but he bailed wanting a "better deal" when we were already getting a break on rent compared to other 2brs in the area. Better that I found that out when I did than 4-5 months into the lease and he just disappears. I grew up on SSI disability so I like to think I know the value of a dollar better than most my age but the cost of living down here compared to back home is just so much higher it's like after all the calculations I actually make less now than I did then, right now I absolutely cannot afford to live alone, whatsoever.
And is it just me or do we have another financial crisis brewing, too? Awful lot of "bubbles" popping up.
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