photo Travel Insurance

[LunarMist]

Who do you use for international travel insurance? There are numerous companies, but all the fine print gives a headache.
The policies are around 4-6% depending on coverage and type of evacuation.
The main problem is that you have to buy the insurance at time of deposition, or there is a pre-existing condition exclusion.
I always get the feeling they will screw us, but nowadays the evacuation/repatriation is more commonly required locally.

 

[Stereodude]

I don't.

 

[timwhit]

I've never bought it either.

 

[LunarMist]

Living dangerously? But what do you do about the evacuation?

 

[Stereodude]

Living dangerously? But what do you do about the evacuation?

What evacuation? What are you talking about?

 

[Howell]

Diveassure

 

[LunarMist]

There is the medjetassist, but I don't know how that works together with traditional comprehensive travel insurance.
The crux of the dilemma is whether it is better for the body to be treated at a potentially marginal facility in the ASEAN, South America, Africa, etc. zones as compared to jetting home.

 

[Howell]

The medical professionals typically make that call. 14 hours is a long time to need treatment and not get it.

 

[ddrueding]

When in really sketchy places, I can see the advantage of the GTFO. But rather than going all the way home, I've tended to just identify the closest place with satisfactory care. S.E. Asia = Tokyo, S. America = Buenos Aires, Africa = Cape Town or Germany.